120 Harbor Drive, Fripp Island, SC 29920 (MLS# 26003069)


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120 Harbor Drive, Fripp Island, SC 29920

$1,479,900
Property Type: Residential Bedrooms: 4 Baths: 3.5 Square Footage: 2,598 Lot Size (sq. ft.): 9,583 Status: Active
Current Price: $1,479,900 List Date: 2/02/2026 Last Modified: 2/19/2026

Description

Welcome to your dream home on Harbor Island—where coastal luxury meets thoughtful design in a serene, private community. This high-end, meticulously maintained 4-bedroom, 3.5-bath home is perfectly positioned for effortless beachside living, offering both elegance and comfort just steps from the sand. From the moment you arrive, you'll notice the quality and care that has gone into this home. Expansive ocean views, double porches to soak in the breeze, and high-end finishes throughout make this a true luxury Lowcountry gem. Inside, the gourmet kitchen boasts solid maple cabinetry, granite countertops, premium appliances, and a spacious layout that's perfect for entertaining. Watch dolphins and shrimp boats pass by while drinking your morning coffee.

Supplements: The open-concept living spaces are bathed in natural light, with high ceilings and impeccable craftsmanship at every turn. The home lives large with two living rooms and a reversed floor plan designed to optimize the incredible ocean views. The 2,598 square feet of living space is thoughtfully planned for comfort and style, providing ample space for family and guests. Designed for comfort and convenience, this home offers two primary suites, one on the first floor and another upstairs, each with stunning ocean views and spa-like en-suite baths. Thoughtful upgrades include high-impact hurricane-rated windows and doors, durable composite decking, and a pre-designed elevator shaft for easy future installation. The current homeowners also report very manageable carrying costs for a home of this caliber, with homeowners insurance at $5,379 annually and a transferable FEMA flood policy in place at $726. Unlike many homes in the area, this property has never been a rental and it shows. Immaculately maintained, move-in ready, and designed for those who appreciate quality, it's a true standout. The lush, manicured lawn, one of the most beautiful on the island, features private irrigation, creating the perfect coastal oasis. With strong rental projections of $135k per year, this home presents an incredible investment opportunity as well. Whether you're looking for a full-time residence, a second home, or a high-performing rental property, this is a rare chance to own a piece of Harbor Island's most sought-after real estate, offering the kind of quality and positioning that's hard to replicate at this price point. Harbor Island is one of the Lowcountry's best-kept secrets, a private, gated community known for its pristine beaches, natural beauty, and laid-back coastal lifestyle. Unlike more crowded destinations, Harbor Island offers a tranquil retreat where you can enjoy miles of unspoiled shoreline. Enjoy the island's amenities, including a pool, fitness center, and tennis courts. Plus, it's just a short 20-minute drive to downtown historic Beaufort and many of the Sea Islands' main attractions, giving you the perfect balance of seclusion and accessibility. Experience the best of Coastal Lowcountry living, timeless, peaceful, and built to last. Schedule your private showing today!

More Information MLS# 26003069

Contract Info

Primary Structure List Price/SqFt: 569.63 Sub-Type: Single Family Detached MLS List Date: 2025-02-27 Status: Active List Price: $1,479,900 Current Price: $1,479,900

Location, Tax & Legal

Legal Description: LOTS 51 & 52 HARBOR ISLAND OCEAN~02/24 LOTS MERGED PB162 PG59 Tax Map #: R30002000c00270000 Street #: 120 Street Name: Harbor Street Suffix: Drive County: Beaufort State: SC Zip Code: 29920 Area: 81 - Out of Area Tax District: Unknown Subdivision: None Elementary School: Out of Area Middle School: Out of Area High School: Out of Area Directions: To reach 120 Harbour Drive, take US-21 S (Sea Island Parkway) onto Saint Helena Island, continuing straight for several miles toward the coast. Turn right onto Harbour Island Road to cross the bridge into the gated community, then continue onto Harbour Drive; the destination will be on your left, situated along the interior of the island near the marsh and community amenities.

General Property Info

Primary Bedroom – Main Level: Yes Stories: 3 HOA Fee: Yes HOA Frequency: Annually HOA $: 1679.15 Potential Short Sale: No Other Structures Y/N: No Bedrooms: 4 Baths - Full: 3 Baths - Half: 1 Baths - Total: 3.5 Primary Structure Apx SqFt: 2598 Year Built: 2012 Acreage: 0.22

Tax/Fees

Taxes: 15058.88 Regime Fee: Yes Regime Fee Freq: Annually Regime Fee $: 500

SqFt Source

Tax Records: 1

Roof

Asphalt Shingle: 1

Lot Description

0 - .5 Acre: 1 Ocean View: 1

Misc Exterior

Porch - Front Porch: 1

Exterior

Vinyl Siding: 1

SF Detached Style

Traditional: 1

Foundation

Elv. Construction: 1

Garage/Parking

3 Car Garage: 1 Attached: 1

Stories/Levels

3 Stories: 1

Equipment/Appliances

Dishwasher: 1 Dryer: 1 Electric Range: 1 Microwave: 1 Refrigerator: 1 Washer: 1

Cooling

Central Air: 1 Electric: 1

Heat

Central: 1 Electric: 1

Rooms

Bonus: 1 Family: 1 Foyer: 1

Amenities

Exercise Area: 1 Pickleball Court: 1 Pool: 1 Security: 1 Tennis Court(s): 1

Assumable

No: 1

Primary Bedroom

Ceiling Fan: 1

Proposed Financing

Cash: 1 Conventional Loan: 1 FHA 203(k): 1 VA Loan: 1

New Owned

Pre-Owned: 1

Floors

Ceramic Tile: 1 Wood: 1

Possession

At Closing: 1

Water/Sewer

Private Sewer: 1 Public Water: 1 Well: 1

Property Features

SqFt Source: Tax Records SF Detached Style: Traditional Lot Description: 0 - .5 Acre; Ocean View Misc Exterior: Porch - Front Porch Roof: Asphalt Shingle Exterior: Vinyl Siding Foundation: Elv. Construction New Owned: Pre-Owned Rooms: Bonus; Family; Foyer Primary Bedroom: Ceiling Fan Cooling: Central Air; Electric Floors: Ceramic Tile; Wood Heat: Central; Electric Possession: At Closing Amenities: Exercise Area; Pickleball Court; Pool; Security; Tennis Court(s) Proposed Financing: Cash; Conventional Loan; FHA 203(k); VA Loan Assumable: No
Listing Office: Greco Group Brokered by eXp Realty
IDX
Last Updated: February - 19 - 2026
Properties marked with IDX logo are provided courtesy of Charleston Trident Multiple Listing Service, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Charleston Trident Multiple Listing Service. Real estate listings held by brokerage firms other than the website owner are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing this data believes it to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Information is provided exclusively for consumers' personal, non-commerical use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.


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